
Over the past 12 years insurance carriers chosen by The Alliance Group have paid thousands of living benefit claims for chronic, critical, and terminal illness. In reality, living benefit claims are significantly more prevalent than those paid at death. The video below features real people, not actors, whose lives have been altered because their policies included our proprietary living benefit provision when a critical illness struck their lives. Patricia’s story exemplifies how living benefits are used in the event of a terminal illness.
Patricia, a policyholder, was diagnosed with breast cancer. Due to the extensive cancer, she had to have multiple surgeries, causing her to be unable to work. She was able to exercise part of her accelerated benefit to help pay her daily expenses, which include rent and food. She was able to keep a roof over her head and food on the table for her family, with the money she was able to get from her accelerated benefit rider. She was thankful she had her life insurance policy with these benefits, she could use while she was still living.
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